Welcome to Us

Welcome to Gerald Z Consulting LLC! My name is Gerald J. Zgabay, and I bring over two decades of extensive experience in the banking industry to support community banks in overcoming their cybersecurity and operational challenges.

I have worked in almost every position within a bank, starting my career with a core provider serving community banks primarily in Texas. This experience led me into community banking, where I developed comprehensive information security programs from the ground up. I have deep expertise in all elements of information security and substantial experience in various operational roles within banks.

Throughout my career, I have helped banks navigate challenges triggered by audits, exams, or internal issues related to staffing, resources, or education. I am passionate about teaching, developing, and supporting banks as they overcome these obstacles. My goal is to empower community banks by enhancing their security and operational capabilities, ensuring they are confident, well-prepared, and equipped to face any challenges.

My professional journey includes leadership roles in risk management, cybersecurity, and information technology. I have successfully implemented GLBA compliance reporting, IT governance frameworks, business continuity planning, and incident response strategies. My experience also extends to vendor management, strategic planning, and regulatory compliance, all aimed at strengthening the resilience and efficiency of community banks.

I love community banking and believe that even the smallest banks in the smallest of towns deserve top-notch service. I strive to provide a service that can help banks get to the next step in their evolution.

On a personal note, my wife Tabby and I live in Waco, Texas, where we are the proud parents of two wonderful children who have influenced our lives in unimaginable ways. Outside of my professional endeavors, I find joy in gardening, enjoying nature, reading, and immersing myself in science fiction movies and books. I am also honored to provide services related to marriages, funerals, baptisms, and blessings, contributing to my community in meaningful ways.

At Gerald Z Consulting LLC, our mission is to empower community banks with the expertise and support they need to thrive. We offer specialized guidance and advisory services, along with fractional Information Security Officer (ISO) engagements, to help banks strengthen their defenses, meet regulatory demands, and safeguard against digital threats effectively.

Thank you for considering Gerald Z Consulting LLC. We look forward to partnering with you to achieve operational excellence and security for your bank.